Real Estate Glossary

What is Jumbo Mortgage?

A mortgage loan that is too large to be eligible for government-backed programs, and is typically more difficult to obtain than a conventional mortgage. Jumbo mortgages are typically used to purchase high-end homes and luxury properties, and typically have higher down payment and credit score requirements than conventional mortgages. The exact amount that constitutes a jumbo mortgage varies depending on the region and the type of property.

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