Real Estate Glossary

What is Truth-In-Lending Act?

The Truth-In-Lending Act (TILA) is a federal law that requires lenders to disclose certain information about the terms of a loan to borrowers. This includes the interest rate, finance charges, and the annual percentage rate (APR) of the loan. TILA also gives borrowers the right to cancel certain types of loans within three days of signing the loan agreement. The goal of TILA is to provide borrowers with the information they need to make informed decisions about borrowing money and to protect them from deceptive lending practices. It is enforced by the Consumer Financial Protection Bureau (CFPB)

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Beycome Family of Companies: Beycome Mortgage LLC provides home loans; Beycome Brokerage Realty LLC, Beycome Brokerage Realty Inc., and Beycome of Florida LLC provide real estate services; Beycome Title of Florida LLC provides title insurance services. These are separate entities under Beycome Corp., each governed by its own management as required by law, but all owned by the same individuals, forming a business relationship.
Beycome Corp. holds real estate brokerage licenses in Multiple States: Beycome of Florida LLC is licensed in FL. Beycome Brokerage Realty Inc is licensed in CA. Beycome of Connecticut in CT. Beycome Brokerage Realty LLC is licensed in AL, GA, IL, IN, MI, MN, NC, SC, TN and TX.
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